WASTE: A SILENT MONSTER

Waste is a subtle devourer.

It is one of the greatest hindrances to prosperity.

Show me a waster today and I will show you a beggar tomorrow.

Waste is spending the money you don’t have to buy the things you don’t need to impress people who don’t like you.

Jesus said in John 6:12, “Gather the fragments that remain that nothing be lost.”

Waste is a blessing leakage.

Waste is the reason many people will remain at the survival level.

Cashless Nigeria Extends To Six More States

I got this message from GTBank few days ago and I thought it wise to share it with you:

We write to inform you that the Central Bank of Nigeria's (CBN) cash-less policy will commence in the Federal Capital Territory (Abuja), Abia, Anambra, Kano, Ogun and Rivers States effective July 1, 2013.

The cash-less policy, which is currently operational in Lagos State, aims at reducing the amount of physical cash circulating in the economy, and encouraging more electronic-based transactions (payments for goods, services, transfers, etc.).

The Pathway to Financial Freedom

This is a guest post by Adeyemi Peter Adeleke

Have you tried cultivating the culture of saving? Have you failed in your attempts? Did you try enough? Did you succeed? If yes, do you save enough?

I have gone through that road before. I read all the books you can think of on Money, Finance Management, Business, Entrepreneurship, Investment, Network Marketing and Savings. In short, currently I have over 1,300 of such books in my private library but the truth still remains that there are other few (nitty gritty) things one must put up as a new attitude in order to break through the habit of not being able to save.

Nine Excuses You Shouldn’t Give For Not Saving

This is a guest post by SIMON EJEMBI...

When it comes to financial planning, the saying that delay is dangerous is applicable, experts warn.

They stress that whether you are planning for your children’s future, to build your own home or to seek further education, the time to start is now.

According to them, waiting for the ‘right’ time or until needs arise only put you at risk of being overwhelmed with your financial obligations. This, in turn, can deny you financial freedom and cause you a lot of problems. 

While experts note that there are acceptable reasons and situations under which it can be impossible for you to save money.

They stress that many people who do not save are capable of doing so. The problem is that they are more comfortable coming up with excuses instead of making minor adjustments or sacrifices to secure their financial future.

Better Days For Bank Customers As Central Bank of Nigeria Reviews Banks’ Charges

The Central Bank of Nigeria (CBN) on Wednesday March 27, 2013 sent out a new circular titled “The Revised Guide to Bank Charges” referenced FPR/DIR/GEN/CIR/03/002 to all Banks and Discount Houses.

The revised charges have technically taken effect since April 1, 2013. With these new rates and charges, Nigerians are going to be “loosing” less money to the "fat" banks. This new development follows the directive of the apex bank in Nigeria to all banks to stop the N100 charge on customers who make withdrawals on other banks ATM which became effective December 17, 2013.